Sunday, 6 November 2011

Home-renovation seminar well worth the time

By Peter Simpson, Special to The Sun
Primers on WorkSafeBC regulations, RenoMark program among valuable information dispensed
It amazes me how safety-conscious parents constantly warn their darling children to not run with scissors, jump off furniture or stick straws up their noses, yet they allow some stranger to renovate or repair their houses without checking to see if he is compliant with WorkSafeBC regulations.
Falling off a six-metre ladder, then doing a face plant on to a concrete sidewalk, will definitely leave a painful mark, and might burden the homeowner with substantial health care and loss-of-income costs.
You see, if a homeowner hires a contractor who is not covered by Work-SafeBC, and a worker is injured - or worse - the authorities will likely place the responsibility squarely on the homeowner. Scary stuff, huh? Sure, I suppose you could take a chance that nothing will happen at your house, or would you rather learn how to protect yourself from a possible home-improvement nightmare?
To help homeowners demystify the renovation process and make more informed decisions, the Greater Vancouver Home Builders' Association - in partnership with BC Hydro, Canada Mortgage and Housing Corp. and FortisBC - is presenting another of its popular home-renovation seminars.
To be held Nov. 22 at the Croatian Cultural Centre in Vancouver, the seminar will guide attendees through the various stages of the renovation process, including design and planning, legal and contracts, selecting a renovator, municipal permits and inspections, and living through a renovation.
Presenters at the 90-minute seminar include award-winning renovation contractors, a construction lawyer, municipal building official, and a technical expert sharing the latest in green technology.
Condominium owners contemplating renovations to their units will learn about the special considerations often imposed by strata councils and their management companies. Approval is required for any renovations affecting other condo owners or common property in the building.
Attendees will also learn about Reno-Mark. To be accepted into this industry-led national program, contractors are obliged to abide by a 10-condition code of conduct. Infractions are taken seriously. If contractors don't play by the rules, they risk being turfed from the program until they comply.
An exhibition area - featuring more than 40 RenoMark renovators and suppliers of home-improvement products and services - will be open from 5: 30 to 7: 30 p.m. to allow homeowners ample time to discuss their renovation plans with the experts before the seminar program begins.
Although builders consider a new home to be the ultimate renovation, what with all the new products and leading-edge technology available these days, folks are spending big bucks to give makeovers to their tired, poorly performing older homes. More than $7.8 billion will be spent on home renovation, improvement and repair this year in B.C., about $4.4 billion in Metro Vancouver alone.
With that much money at play, it is crucial that homeowners do their homework before they sign a contract with a qualified contractor. And they should definitely avoid the underground economy, where cash deals done under the radar run the risk of exposing homeowners to the aforementioned liability issues and close scrutiny from municipal bylaw officials and provincial safety authorities.
Although admission to the seminar and exhibit area is free, pre-registration is required. Register online at www.gvhba.org or call 778-565-4288. There was a full house at last year's fall seminar, so register early to guarantee a seat. Public transit is nearby and there is ample on-site parking.
Please consider contributing a nonperishable food item or two for the Greater Vancouver Food Bank Society. These days, more folks - including seniors and single moms - rely heavily on food banks.
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When is a 20th anniversary not a good reason to pop the cork on a bottle of bubbly? Apparently, when it involves a promise of tax relief from the federal government.
Does anyone remember life before the harmonized sales tax? (It seems like a lifetime ago when Gordon Campbell told British Columbians the HST was going to be wonderful for them.) When the goods and services tax (GST) was introduced by the federal government in 1991, a commitment was made to adjust the rebate thresholds to reflect changes in housing prices.
The goal was to protect housing affordability in areas of high housing costs, such as the Lower Mainland.
"The government will review these thresholds at least every two years and adjust them as necessary to ensure they adequately reflect changes in economic conditions and housing markets," said the federal government of the day - with a straight face, no doubt. Brian Mulroney was prime minister.
Since that commitment, housing prices have increased significantly. In fact, Statistics Canada's New House Price Index has increased by more than 56 per cent since 1991. Freezing thresholds at 1991 levels has meant an increasing number of households no longer receive a full or even partial rebate.
In Vancouver, almost none (0.1 per cent) of the purchasers of new single-detached homes completed in 2010 qualified for the full GST housing rebate. In contrast, more than 75 per cent qualified for the full rebate in 1991. In Abbotsford, none qualified last year, while 99 per cent qualified in 1991, when the feds announced to great fanfare that the GST would not pose a barrier to housing affordability.
On behalf of homebuyers, the homebuilding industry continues to press this issue, year after year.
Happy 20th anniversary, new housing rebate threshold. You're really starting to look your age.
Peter Simpson is the president and chief executive officer of the Greater Vancouver Home Builders' Association. Email peter@gvhba.org
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